Auto Insurance Policies and Claims

Investigate auto insurance data to understand how policyholder characteristics impact claim amounts.

insurance

About

The Auto Insurance Policies and Claims project explores third-party liability (TPL) auto insurance claims for an unknown insurer in France using data from the cellar package.

Data

policies.csv

policies
Data Dictionary
variable description
policy_id Policy ID
num_claims Number of claims during exposure period
exposure Exposure (potential for accidents) in car years
area Area code of insured vehicle
vehicle_power Power of the car
vehicle_age Vehicle age in years
driver_age Age of insured driver
bonus_malus Bonus/malus, between 50 and 350: <100 means bonus and >100 means malus
vehicle_brand Anonymized categories for the brand of the vehicle
vehicle_gas Gasoline type, either diesel or regular
density Population density of the garage area code in people per km^2
region Policy region in France (1970-2015 classification)

claims.csv

claims
Data Dictionary
variable description
policy_id Policy ID
claim_amount Claim amount